Make Sure Your Harness Fits Properly
To be safe, all harnesses, whether integral with a PFD or not, should fit properly.
This may be an issue if you are smaller than average, as noted below.
Regarding the fit of a sailing harness, the core instructions are: the attachment point of a harness must be “above the lowest point of the rib cage” (from ISO 12401). US Sailing has expanded on the ISO rule to note that many inflatable PFDs with a built-in harness are designed for people 5’6” in height or greater.